New & Used Car Finance

What Used Car Finance Do We Offer?

At NK Motors we like to keep used car finance as simple as possible. That's why we offer Conditional Sale and Personal Contract Purchase (PCP) finance options for all of our customers who are purchasing a used car from us.

How does it work

Your Requirements

Your dedicated Sales Consultant will discuss your finance requirements with you including the deposit amount, term required and desired monthly payments.

Finance Application

Once agreed, your Sales Consultant will submit a finance application for you. We do this online and a decision is usually back to us within 60 seconds.

What Happens Next?

Our team of sales consultants and finance specialists help get you the best finance for your chosen vehicle. Once all the documents are approved and your chosen lender approves your application then we will do the rest!

What is Conditional Sale Finance?


A Conditional Sale (CS) finance agreement gives you the peace of mind that the interest rate and monthly payments will be fixed throughout the agreement. Once all the payments have been made, the vehicle is yours to keep.

What is PCP Finance?


A Personal Contract Purchase (PCP) agreement has some similarities with a Conditional Sale agreement, with the main difference being you are under no obligation to purchase the vehicle. Once the hire period ends you can either return the car and enter into a new finance agreement for a new car or you can purchase the car, paying the remaining value that was deferred at the beginning of the contract.

Which Lenders Do We Work With?


We work in partnership with some of the best finance companies in the UK. We offer simple and quick finance applications with our team of finance and sales consultants.


Had Adverse Credit In The Past?

We often get customers tell us during their consultation with one of our sales consultants that they are unsure if they will be able to get finance for their chosen vehicle.

Our finance specialists at NK Motors work with over 20 finance companies, so we are confident that we have a solution for you. At all times we will keep you updated and aware about your finance application.

Why not get in touch with our team first to see how we can help, or if you have any questions related to your finance application our team are on hand to help.

Keep in Touch

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Privacy and Terms

At NK Motors Limited we take your privacy seriously and will only use your personal information to administer your account, and to provide products and services you have requested from us. We will never sell your data on to third parties. Under the General Data Protection Regulations, which is law from May 2018, we are required to inform you as to the lawful basis under which we process your personal data.

This Privacy Policy describes how we will use your personal information and how you can exercise your rights with respect to your personal information.

On every occasion we update our Privacy Policy, we will post the updated version on our Website so that you can be informed as the what personal information we collect, how we use it and under what circumstances we disclose it with other parties.

Within this Privacy Policy, reference to we, us or our implies the legal entity of NK Motors Limited which is the body which processes your personal information and interacts with you.

References to you implies the person whose personal information we collect, use and process. This includes anyone who visits our websites, contacts us in relation with the purchase of a vehicles and/or goods or services we provide, or otherwise interacts with us (e.g. contact enquiry form).

When you visit our website we will use cookies on your browser. Cookies are text files placed on your computer to collect standard internet log information and visitor behaviour information. This information is used to track visitor use of the website and to compile statistical reports on website activity. We may track your interactions with NK Motors via e-mail and text activity and record phone calls for quality and training purposes. For further information please visit or

References to our website implies any website owned and operated by or on behalf of NK Motors Limited.

Finance is subject to status over 18s only. Terms and conditions apply. Guarantees/indemnities may be required. Finance provided by NK Motors is Conditional Sale and Personal Contract Purchase. We can introduce you to a limited number of finance providers that we have carefully selected, who will pay us a commission.